:root{--navy:#061d3d;--gold:#c8942c;--light:#f6f8fb;--gray:#e2e8f0;--text:#12213d}*{box-sizing:border-box;margin:0;padding:0}body{font-family:Arial,Helvetica,sans-serif;background:var(--light);color:var(--text);line-height:1.55}a{text-decoration:none;color:inherit}.inner{max-width:1180px;margin:auto;padding:0 24px}.header{background:#fff;border-bottom:1px solid var(--gray);position:sticky;top:0;z-index:5}.nav{min-height:74px;display:flex;align-items:center;justify-content:space-between}.brand{display:flex;gap:12px;align-items:center}.brand img{width:58px}.brand b{font-family:Georgia,serif;color:var(--navy);font-size:1.35rem}.links{display:flex;gap:22px;font-weight:800}.top{background:var(--navy);color:white;padding:10px 18px;border-radius:7px}.menu{display:none}.hero{background:linear-gradient(90deg,#fff,#eef4fa)}.grid{display:grid;grid-template-columns:1fr 1fr;min-height:430px}.copy{padding:54px 36px 34px 0}.eyebrow{color:var(--gold);font-weight:900;margin-bottom:10px}h1{font-family:Georgia,serif;color:var(--navy);font-size:clamp(2.3rem,4vw,4.3rem);line-height:1.03;margin-bottom:16px}.line{width:200px;height:3px;background:var(--gold);margin-bottom:22px}.btn{display:inline-flex;padding:12px 22px;min-height:44px;align-items:center;justify-content:center;border-radius:7px;font-weight:900;margin:8px 8px 8px 0}.primary{background:var(--navy);color:white}.secondary{background:white;border:2px solid var(--navy);color:var(--navy)}.heroimg{background-size:cover;background-position:center}.section{max-width:1180px;margin:auto;padding:34px 24px}.twocol{display:grid;grid-template-columns:1fr 1.2fr;gap:28px}.card{background:white;border:1px solid var(--gray);border-radius:15px;padding:24px}.bullets{list-style:none;display:grid;gap:9px}.bullets li:before{content:'✓';background:var(--navy);color:white;border-radius:50%;font-size:.7rem;padding:1px 4px;margin-right:8px}.work,.options,.steps{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.steps{grid-template-columns:repeat(5,1fr)}.mini{text-align:center;background:white;border:1px solid var(--gray);border-radius:12px;padding:16px}.why{background:var(--navy);color:white}.footer{background:var(--navy);color:white;padding:30px 24px}.mobilebar{display:none}@media(max-width:900px){body{padding-bottom:60px}.links{display:none}.menu{display:block;background:none;border:0;font-size:2rem}.links.open{display:flex;position:absolute;top:74px;left:0;right:0;background:white;flex-direction:column;padding:20px 24px}.grid,.twocol{grid-template-columns:1fr}.copy{padding:32px 22px}.heroimg{min-height:240px;order:-1}.work,.options,.steps{grid-template-columns:1fr}.btn{width:100%}.mobilebar{display:grid;grid-template-columns:repeat(3,1fr);position:fixed;bottom:0;left:0;right:0;background:white;border-top:1px solid var(--gray)}.mobilebar a{text-align:center;padding:13px;color:var(--navy);font-weight:900}}
/* ================== ENHANCED FOOTER + EXTRAS ================== */
.btn.gold{background:var(--gold);color:#fff}
.btn.gold:hover{opacity:.92}
.footer-grid{display:grid;grid-template-columns:1.4fr 1fr 1fr 1.2fr;gap:28px;padding:44px 0 24px}
.footer-grid h4{color:var(--gold);font-size:.85rem;letter-spacing:.06em;text-transform:uppercase;margin-bottom:14px}
.footer-grid p,.footer-grid a{color:#dbe3ef;font-size:.92rem;display:block;margin-bottom:8px}
.footer-grid a:hover{color:#fff}
.footer-brand b{font-family:Georgia,serif;font-size:1.3rem;color:#fff;display:block;margin-bottom:8px}
.footer-brand p{color:#b9c4d6;max-width:260px}
.footer-bottom{border-top:1px solid rgba(255,255,255,.14);padding:18px 0;font-size:.82rem;color:#b9c4d6;display:flex;justify-content:space-between;flex-wrap:wrap;gap:10px}
@media(max-width:900px){
.footer-grid{grid-template-columns:1fr 1fr;gap:24px 16px}
.footer-bottom{flex-direction:column}
}
@media(max-width:600px){
.footer-grid{grid-template-columns:1fr}
}

/* ================== HOME: ABOUT / STATS / TRUST ================== */
.stats-row{display:grid;grid-template-columns:repeat(4,1fr);gap:14px;margin-top:10px}
.stat{text-align:center;background:#fff;border:1px solid var(--gray);border-radius:12px;padding:22px 12px}
.stat b{display:block;font-family:Georgia,serif;color:var(--navy);font-size:2rem}
.stat span{font-size:.82rem;color:#5b6b85}
@media(max-width:900px){.stats-row{grid-template-columns:1fr 1fr}}

.cta-banner{background:linear-gradient(90deg,var(--navy),#0a2c5c);color:#fff;border-radius:16px;padding:40px 34px;display:flex;align-items:center;justify-content:space-between;gap:24px;flex-wrap:wrap}
.cta-banner h2{color:#fff;margin-bottom:6px}
.cta-banner p{color:#cdd8ea;margin:0}
@media(max-width:700px){.cta-banner{flex-direction:column;text-align:center}}